Planning for retirement

With a meaning fund to build on

With a fund in place you now have a foundation to build on and cultivate.

Some providers will start to offer discounts off their provider fees as your funds grow.

The pot is also big enough to spread across more than one investment stratergy to provide some furtehr diversification.

With a meaningful fund its also more important to ensure and review your nomination forms. Nomination forms are like mini wills which sit alongsdie the pension telling the provider who they should pay the benefit to in the event of early death.

Its important to keep up contributions if you can to fuel the growth of your plans.

If your approaching retirement then its essential we now have one eye on the next phase. How and when are you going to access this money?

Do we need to start to take our foot off the gas pedal and lower risk to protect your funds. Do we need to do this for all the fund of just part of the fund?

Remember to keep making contributions to tax advantage of of the tax benefits and efficiencies that pensions offer. Now might be the time to look at your financial situation as a whole?

Just like the younger investors above ensure your nomination forms are up to date!

Past performance is not an indicator of future performance. The value of investments and income derived from them may go down as well as up and you may not necessarily get back the amount you invested.  

Pension Solutions

Platform solutions

We may recommend that you hold and trade your investments and/or pensions in one place via a platform service. Under this solution, the funds are managed by Discretionary Fund Managers (DFM) through the construction of model portfolios which align to your attitude to risk and offer diversification. By opting for this solution, you will have easy access to valuations and up to date information via accessing the Platform where the funds are held. The DFMs will also send quarterly reports detailing the investment performance and valuation of your portfolio to keep you regularly updated. This solution also provides greater security for your funds as they are ringfenced from the DFMs.

Blogs and news about pensions

  • Facebook Social Icon
  • LinkedIn Social Icon
  • YouTube Social  Icon
Positive Advisers Limited is an appointed representative of New Leaf Distribution Ltd who are authorised and regulated by the Financial Conduct Authority (FCA). FCA number is 460421.


PRIVACY STATEMENT   |   Copyright, Positive Advisers Ltd