Planning for retirement

You may be younger just starting out and retirement seems a long way a way. Building a pension is like rolling a snow man. It starts small and with constant work and effort and some maintanence it will grow, this is because of something called compound growth. This means that the money you save earlier in the plan works for you and earns growth. This growth also grows and so on. The more resources you put in and the longer you have towards your retirement the more meaningful your fund for retirement will be.

You have many options for retirement planning as below or give us a call for an informal chat.

You may be older with not so long to go to retirement. Do not dispair for two key reasons..

Firstly something is better than nothing. What ever you can save will be on top of your state pension. Step one is check what state pension you are entitled to use the link below.

The second reason is the Goverment currently offer great tax incentives to invest into a pension. You can get tax relief on your contributions boosting the money invested and then the fund grows free of most taxes.

Have a look at our page on taking money from your pension to see how to get this hard earned money back into your pocket!

Past performance is not an indicator of future performance. The value of investments and income derived from them may go down as well as up and you may not necessarily get back the amount you invested.  

Pension Solutions

Platform solutions

We may recommend that you hold and trade your investments and/or pensions in one place via a platform service. Under this solution, the funds are managed by Discretionary Fund Managers (DFM) through the construction of model portfolios which align to your attitude to risk and offer diversification. By opting for this solution, you will have easy access to valuations and up to date information via accessing the Platform where the funds are held. The DFMs will also send quarterly reports detailing the investment performance and valuation of your portfolio to keep you regularly updated. This solution also provides greater security for your funds as they are ringfenced from the DFMs.

Blogs and news about pensions

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Positive Advisers Limited is an appointed representative of New Leaf Distribution Ltd who are authorised and regulated by the Financial Conduct Authority (FCA). FCA number is 460421.


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