Financial planning isn’t just about chasing investment returns. We explore the other pillars — tax, estate, protection, and cashflow — that make your money work harder.

From April 2027, pensions will be included in your estate for inheritance tax. Learn what this change means, IHT allowances, and how to protect your wealth. Free consultation with Positive Advisers.

Pension advice from Positive Advisers in deciding how much to put into your pension is a very personal matter. It will depend on your income now, your disposable monthly income after paying all your bills, your aspirations for retirement and most importantly your age.

It’s with pleasure I can share a good news story how I helped one of my clients who unfortunately suffered a critical illness. Before I get to the story for those that do not know let me tell you what a critical illness policy is.

This is a real-life case in 2020 where an equity release agreement has helped a couple separate in later life and for our client to retain ownership of the matrimonial home and importantly remain living in their home with no change to their standard of living.

We all have dreams for the future, and many of those dreams require money and planning to make them become a reality – Reaching those milestones starts with financial goal setting.

Saving for retirement is one of our greatest financial priorities, especially as life expectancy is growing and retirements are likely to last longer.

Don’t let scammers enjoy your pension. Anyone can be the victim of a pension scam, no matter how savvy they are. Spot the warning signs!

things to consider to boost your retirement finances during your final years in the work!

Investments and Pensions can fall as well as rise in value. If your worried about how your money changes in value read this aritcule.